While Netflix is traditionally shady about releasing the true ratings of its programming, the NFL probably saw a ratings decline over last Christmas because all three games on Thursday featured a third-string quarterback, and the only team that really had playoff hopes was Denver, who are not a big draw on the national stage at this point.
But in true NFL fashion, the underdogs were 3-0 ATS and the Lions even ended their season in embarrassing fashion by losing 23-10 to the Vikings, who started Max Brosmer at quarterback and finished with 3 net passing yards. That’s the fewest net passing yards in a win since the 2006 Texans were below zero.
That’ll end the fifth year together for Jared Goff and Dan Campbell, and that disappointing result combined with another potentially disastrous ending this weekend for Baltimore had me thinking about the Five-Year Rule again.
This is something I first wrote for FiveThirtyEight in 2017 about how no team has won its first championship after starting the same quarterback for the same coach for more than five years.
It’s continued every year since, and you can actually go back to 1950 and it still stands true for all NFL championship-winning duos. Two of the biggest tests to this rule, which I’ve been highlighting for years now in their season previews, are the Bills (Sean McDermott-Josh Allen) and Ravens (John Harbaugh-Lamar Jackson).
They are both in Year 8 together since those quarterbacks were drafted in 2018, and neither has still reached a Super Bowl, let alone won one. Both can blame Patrick Mahomes and the Chiefs for hogging up that spot so often as well as going 5-0 in the playoffs against their teams.
But the Chiefs are gone this year. That paves the way for Buffalo and Baltimore, but things have literally never been the same for the Ravens, my preseason SB pick, since Derrick Henry fumbled on opening night in Buffalo and the Ravens blew that 15-point lead in the fourth quarter.
The Ravens have been 1-5, Lamar Jackson was knocked out with that hamstring injury, they were still 6-5 after he struggled upon return, and now they’re 7-8 and facing a must-win game at Green Bay on Saturday night to prevent the Steelers from locking up the AFC North before even having to take the field in Week 17.
Yet, season on the line, and it’s looking like the final meaningful game of the Lamar Jackson-John Harbaugh era won’t even have Jackson on the field after he left last week’s loss against the Patriots with a back injury.
You can talk about Jackson trade rumors, but the fact is Harbaugh is always the one likely to get the boot here after a ton of disappointment in the playoffs since his only ring in 2012. The team’s lack of complementary football this year just might be the final nail in the coffin for Harbaugh after 18 years on the job.
The Five-Year Rule will persist after claiming one of its strongest challengers. We’ll see if it can outlast the pairing of Allen and McDermott too, but if there’s anything clear about this 2025 season, it’s that nothing is a given anymore.
The Broncos are a good bet to get the No. 1 seed and they had to stop Kansas City’s third-string quarterback on a final drive. The Rams are Super Bowl favorites despite already blowing four games, including two games as a 8+ point favorite. They could do it a third time in Atlanta on Monday night, a game that could decide Matthew Stafford’s MVP outcome.
It’s a good thing Stafford and McVay got it done right away in 2021, or else I’d be talking about the Five-Year Rule for them and how this is do or die time for this pairing.
This Week’s Articles
(I’ll add the NFL picks later when posted)
NFL Week 17 Predictions
I even said on Twitter that going chalk on Christmas was a bad idea because they’re all big spreads in divisional rematches. Yet I still did it because I hated the slate on paper that much, and yep, the results speak for themselves.

HOU-LAC: My most anticipated game this weekend because it should feel like a playoff game even if that laxed SoFi crowd wouldn’t make it sound like one. But I think it has big implications as AFC West is still in play for the Chargers, and the Texans are rolling with 7 straight wins. I’m going to trust that defense against Herbert’s OL to get it done too.
BAL-GB: Sounds like Jordan Love (concussion) is good to go against Tyler Huntley, so while the Packers are a bad spread bet as a favorite this year, I think they take care of the Ravens here as I just trust LaFleur more than Harbaugh right now.
SEA-CAR: Panthers are 5-1 ATS as a home underdog. If the Titans can lose a 30-24 game to these Seahawks, I have to believe Carolina can keep it close, if not add another shocking upset to their list.
ARI-CIN: Your classic big Jacoby Brissett stat line + failed 4QC/GWD as Burrow piles up numbers in a meaningless game.
TB-MIA: Bucs are in a free-fall, but I’m just going to trust them to pick it up here.
JAX-IND: Should be a good one with points, but I think the Colts are playing awful defense and Trevor Lawrence is cooking for maybe the first time ever in his career.
NE-NYJ: Somehow, the Jets are even worse than they were the last time these teams met.
NO-TEN: Call me crazy but I think the KC win will energize this Tennessee team to go on a little run to end this season even if Shough’s been a better rookie QB than Ward. He does have more to work with, including a coach with a brain.
PIT-CLE: I think this game will be ugly as hell with almost no passes from the Steelers to deny Myles Garrett breaking the sack record against them. But I think they’ll force Shedeur into mistakes that set up scores.
NYG-LV: The Giants have Dart and the Raiders need that No .1 pick more. I’d advise the Raiders to lose this Tank Bowl and secure the No. 1 pick.
PHI-BUF: Both teams would love to run more than pass in this matchup, but if they are forced to pass, I’m still trusting Allen at home more than Hurts on the road.
CHI-SF: 49ers haven’t punted since November and it sounds like George Kittle is playing. 49ers can win out and not have to leave Levi’s all the way through Super Bowl 60. Give me the hot team here over the team that relies on turnovers and insane comebacks.
LAR-ATL: Stafford’s MVP case is sealed or destroyed here. I feel bad for him cause this spread really should not be that high given the way the Rams are struggling on defense, the Davante injury, the Atlanta pass rush, and it’s not hard to see Kirk Cousins dealing with his full weapons and pulling this one out. I’m not sure Stafford can survive a fifth loss and win MVP. His stats aren’t as good or consistent as 2016 Matt Ryan’s were. Just have to hope the Falcons do some Falconing and the Rams prevail.