The NFL can be hard to understand or predict. The NFL can be difficult to love or watch. But days like Sunday, a perfect season finale, are why we keep up with it year after year.
The inaugural 17th regular-season game got off to a dodgy start on Saturday, but Sunday’s slate delivered the most drama of any Sunday this season. As always, the NFL won out in the end. Sure, it helped that each time slot had a very meaningful game go to overtime. The Colts, a 15-point favorite in Jacksonville, also helped by laying an instant egg that set up the rest of the day for great drama.
Ben Roethlisberger didn’t need to say a prayer Sunday to extend his career. He just needed to believe that Carson Wentz and the Chargers are who we thought they were.
They indeed are. Now, two better statistical teams (Colts and Chargers) are staying home while two teams with below minus-50 scoring differentials (Steelers and Raiders) are in the tournament. I really did not expect that from Sunday.
Season Predictions: Not to Toot My Own Horn But…
I’ll get to every game below, but I do want to start by saying that I’m really proud of my preseason predictions this season. I don’t like to toot my own horn this way, but in dark times like these, it feels good to see some hard work pay off. This was the first season where I wrote a detailed season preview of all 32 teams. I’m not sure if that was the reason I had my most accurate predictions yet or not, or if it was because of how competitive this season was with 25 teams getting at least seven wins.

Not only did I predict 11 of the 14 playoff teams correctly, but I was only off by an average of 1.3 wins for all 32 teams’ final record. That is by far my best job yet as I’m usually off by about 2.5 wins. My previous best was 2.06 wins in 2014. I predicted 24 teams to within one game of their record in 2021 after only getting eight in 2020 and an average of 12 teams from 2013-20. I was within two games of 28 teams after an average of 18.6 from 2013-20.

My weekly predictions also ended on a decent note. As I explained on Saturday, I thought I was doing terrible because of my record on the game previews I’ve been assigned, but my overall record for the season is fine. It happened again this week as my articles were 1-3 ATS but I still finished 10-6 ATS for Week 18.
That leaves my final records for the 2021 season at 158-113-1 ATS (.583) and 174-97-1 SU (.642).
For a season thought to be so historically wild and competitive, I’ll take these numbers any day. Hopefully I can improve on them next year.
This season in Stat Oddity:
- Week 17
- Week 16
- Week 15
- Week 14
- Week 13
- No Week 12 (personal week)
- Week 11
- Week 10
- Week 9
- Week 8
- Week 7
- Week 6
- Week 5
- Week 4
- Week 3
- Week 2
- Week 1
Colts at Jaguars: WTF, Frank?
Sunday in the NFL goes much differently if the Colts, a 15-point favorite, did not choke so badly in Jacksonville. They fell victim to a season-high 26 points and career-best game from Trevor Lawrence, who massively outplayed Carson Wentz with the Colts’ season on the line. Jonathan Taylor only rushed for 77 yards and did not find the end zone, likely missing out on every award now this year. The Colts have gone from the team “no one wants to face” to the team watching the playoffs from home despite a plus-86 scoring differential.
You probably already know my thoughts about Wentz, and how this game validates the type of fool’s gold he is and how he’ll never lead the Colts to anywhere significant.
But I’m more concerned about head coach Frank Reich after this one. You can’t be considered a top-tier head coach if you can’t figure out how to beat the Jaguars in Jacksonville. This stat is flat out embarrassing and it doesn’t even go back to 2018 where he lost 6-0 down there with Andrew Luck as his quarterback. The Colts haven’t won in Jacksonville since 2014.
How do you not get your team fired up to win as a 15-point favorite with the playoffs on the line? How is the “run the damn ball” offensive line not hyped to get Jonathan Taylor a 2,000-yard rushing season if need be? The Colts came out flat and they paid for it as they finish 2021 without a single 4QC/GWD. It was the finest wire-to-wire win for Jacksonville since beating the Patriots in the second game of the 2018 season.
When Lawrence converted a pair of third-and-10+ on the first drive, you thought this could be interesting. A game-opening touchdown that took up half the quarter was not expected. Taylor getting stuffed on a 4th-and-2 on the ensuing drive was not expected. Lawrence completing 19-of-25 for 208 yards at halftime and a 13-3 lead was certainly not expected after the brutal rookie year he’s had.
Now in the third quarter when Wentz is expected to make things happen, that’s when you get nervous as a Colts fan. He did nothing to alleviate those concerns. Wentz coughed up a strip-sack on the fourth play of the half, which the Jaguars fortunately only turned into a field goal despite amazing field position. Then came the bad interception, and that one was not so fortunate to avoid turning into seven points.
Down 23-3, the damage was already done by the coddled caretaker at quarterback. To Wentz’s credit, he was not the problem after it got out of hand at 23-3. Taylor was stuffed on a 4th-and-goal at the 1, a money moment for him the rest of the season, but not on Sunday. Wentz later threw a good enough deep ball on a 4th-and-12, but Parris Campbell failed to make a play on it in a situation where he absolutely needed to. The Colts got eight points on their next drive to make it 26-11 with 4:26 left, but out of timeouts, the defense failed to get the ball back.
Imagine beating the Bills, Patriots, and Cardinals before losing to the Raiders and Jaguars to miss the playoffs. What a way to give up a first-round pick to the playoff-bound Eagles, who certainly don’t miss Wentz’s bullshit.
The Colts had two decades to build great teams around Peyton Manning and Andrew Luck, which they rarely ever did. Now after building up the offensive line, finding a great back, a supposedly great coach, and getting a ton of turnovers on defense, none of it is going to matter because now they don’t have a real franchise quarterback.
Unless the Jaguars make the most AFC South move of all time and hire Bill O’Brien, I’d sooner bet on Jacksonville doing something in the playoffs before the Colts as long as Wentz is the quarterback.
Steelers at Ravens: It’s Not Over Yet
I was not emotionally prepared to watch Ben Roethlisberger’s final game. He’s really the first Hall of Fame athlete I can say I experienced the whole career of from the first preseason game to the final snap. As it turns out, his final snap will have to wait at least a week.
The early control of the Colts by Jacksonville added some major intrigue to this game, even if it didn’t seem like either team had a clue what was going on in Florida in the first half. This was your typical Steelers-Ravens game, which means one team was missing its starting quarterback (Lamar Jackson) and it was an ugly, physical street fight.
Frankly, the Ravens should have ran more than the 36 carries for 249 yards got them. A good chunk (72 yards) of that was quarterback Tyler Huntley scrambling, but it felt like a relief when the Ravens called a pass play and he didn’t scramble. The Steelers were getting gashed again by the run as they have all year. Latavius Murray had 150 yards himself. But the defense came up with some crucial stops in the second half, including an interception in the end zone when Baltimore was up 10-6 and looking for more. That really changed the game, as did a forced fumble by T.J. Watt on a play where he thought he tied the sack record but it wasn’t actually a sack. He later tied Michael Strahan’s single-season sack record.
The game was also a great example of why watching Roethlisberger is so conflicting these days. On the one hand, you can see why he needs to retire as his body seems to be running on fumes down the stretch. After hitting a good stride for eight games, he’s struggled since the Minnesota loss. Roethlisberger became the first quarterback since 2008 Kyle Orton to throw for fewer than 160 yards in three straight games on at least 25 attempts.
This was looking like a fourth straight game of that, which would tie the NFL record, but then Roethlisberger showed us why he’s one of the all-time leaders in clutch wins. Pittsburgh kept trying to run its backup running back – Najee Harris was injured on the third snap and missed a large chunk of the game – against one of the worst pass defenses in the league. It led to the backs gaining 35 yards on their first 23 carries, constantly putting Roethlisberger on a wet field in bad down-and-distance situations.
But finally, the Steelers let Ben take over in what could have easily been his final game. In the last six minutes of regulation and overtime, he converted all five of his passes on third or fourth down with at least six yards to go. The 20-yard pass on third-and-9 to Ray Ray McCloud is vintage Roethlisberger, as was the fourth down conversion in overtime with pressure applied.
Three of those conversions in overtime alone led to Roethlisberger’s seventh game-winning drive of the season. Harris finally broke a 15-yard run as the 24th carry of the game for the backs was a success to set up Chris Boswell for the 36-yard game-winning field goal. He got it, and the Steelers (9-7-1) just needed the Raiders and Chargers to not tie at night.
That was a hell of a lot harder than it needed to be, but the Steelers made this season so difficult. The Detroit tie that saved them in the end almost cost them too as that should have been a 10th win that wouldn’t have made a tie feasible for the Raiders and Chargers. But neither the Detroit tie after Ben got COVID nor the lousy run defense could keep the Steelers out of this postseason as the seventh seed. Their reward is a trip to Kansas City where they lost 36-10 two weeks ago, but you’d still rather be playing than done for good.
Just don’t lose 62-7 like Dan Marino’s final game in Jacksonville and I’ll call it a success.
Chargers at Raiders: And That’s BINGO
I thought the Chargers already played in the Game of the Year against the Chiefs in Week 15, an overtime classic. This one too should go down as an instant overtime classic, and go figure, the Chargers came up short again despite an incredible performance from Justin Herbert. So many plays in this game were inches away from going the other way.
The Chargers were 6-of-7 on fourth down, only failing on an ill-advised run in the third quarter deep in their own end. Almost all these other decisions were out of necessity as Herbert converted the last five fourth downs where failure on any one of them would have ended the Chargers’ season right there.
While Herbert won’t be going to the playoffs in his second season, my respect for him shot up with this game. He outplayed Derek Carr, who got a more competent team performance on the night. The Chargers fumbled a punt return that led to a 23-yard touchdown drive and early 10-0 hole. Jalen Richard ran for a first down on a 3rd-and-23 before halftime on a drive that also included a 41-yard penalty for pass interference despite Carr’s pass landing nowhere near any receiver.
The Chargers missed a game-tying 51-yard field goal to start the third quarter while the Raiders hit a 52-yard field goal in the fourth quarter to take a 29-14 lead. It was just that kind of night for the Chargers, but that’s also where the fun really started with the fourth downs. Herbert threw a touchdown on a 4th-and-21 and converted a two-point conversion with 4:28 left. A failure there would also have made the end of the game fairly moot. But in getting the ball back, Herbert embarked on a 19-play marathon drive that felt like a whole quarter itself despite taking only 2:06 off the game clock. Herbert found Mike Williams for a 12-yard touchdown as time expired.
I’m not surprised Brandon Staley settled for the extra point there. It was common sense as a tie did put both teams in the playoffs. I didn’t agree with a lot of his decisions in this game, but that one was agreeable. After the teams exchanged field goals in overtime, it sure looked like Pittsburgh was going to get screwed with a tie, but Carr and the Raiders were still hungry for a win. Maybe avoiding the Chiefs next week was on their mind given the way those two matchups went this year. Plus, the added bonus of eliminating a division rival is hard to pass up.
Carr made a great throw to Zay Jones on a third-and-8 to avoid the tie from happening. It still may have happened if the Raiders kept running with a lazy approach to the final minute, but Staley called timeout with 38 seconds left before a third-and-4. That seemed to change the Raiders’ approach and they broke off a 10-yard run against a terrible run defense.
With two seconds left, there was still a little risk associated with kicking a field goal. If you get blocked for a touchdown there and miss the playoffs, you’ll be an all-time laughingstock in NFL history. I normally don’t care about the block, but this situation (tie equals playoffs) was so unique. But the Raiders executed, and Daniel Carlson made a great 47-yard field goal to win the game at the buzzer.
Carr’s 30th game-winning drive is the third most in a quarterback’s first eight seasons behind only Russell Wilson (32) and Matt Ryan (31).
I don’t want to get bogged down with Staley’s decision making after a classic game where his team came up short. The Chargers followed a 4-1 start with a 1-3 slump and will end with a 1-3 slump to miss the playoffs. I’d just like to see the team do a better job of building up the defense so Herbert isn’t trying to win 35-32 games so much.
But knowing my NFL history, this game will somehow be the first chapter in the “Herbert isn’t clutch” narrative despite him rescuing this game time and time again to even give it a chance to be an all-time tie.
But they even screwed that up too. I would have loved to see Williams take that fourth-down catch in overtime all the way for a winning touchdown, but I’ll take the outcome as is.
I never had to root harder for a non-tie.
49ers at Rams: The McVay Halftime Stat Is Dead
I was torn on this one. Do I root for Kyle Shanahan to underperform and miss the playoffs to let the Saints in, or do I look to add another loss to Matthew Stafford’s record against teams with a winning record? I guess since my best parlays went in LA’s favor this week, karma took care of the rest with one of the most stunning losses of the Sean McVay era.
Talk about backing into a division title. The Rams seemed to be exorcising their San Francisco demons when they led 17-0 and Stafford couldn’t miss a throw. But then the pressure did come for him. The 49ers trailed 17-3 at halftime, and McVay was infamously 45-0 in his career when leading at halftime. I always hated hearing this stat referenced since it implies that he’s never lost a game when leading in the second half. He has. Multiple times.
The 49ers did not need much time to erase that deficit thanks to the multiple talents of Deebo Samuel, who ran for a score, threw a touchdown, and is a beast after the catch. But it still looked like the Rams were going to send the 49ers home and the Saints, who were winning in Atlanta, into the playoffs. Jimmy Garoppolo saw a tipped ball get picked in the end zone by Jalen Ramsey in a tied game in the fourth quarter. Cooper Kupp absolutely should have locked up the Offensive Player of the Year award with an incredible drive that saw him go over 90 yards for a record-extending 13th straight game, and he caught the go-ahead touchdown with 2:29 left.
Von Miller notched a third-down sack to set up 4th-and-18 at the San Francisco 17 as the two-minute warning hit. Almost surprisingly, Shanahan punted with his three timeouts left. It’s no man’s land, for sure, but I have to say I agree with the punt. The conversion is so low percentage, and if you don’t get it, the game is basically over as you’ll be down two scores at best when you get the ball back. If you punt and force a three-and-out, you have a chance with plenty of time to get the tying touchdown. I really find it hard to believe the 49ers were at 0.4% in win probability there.
Basically, it’s a punt call I think almost every coach would do, but Brandon Staley and John Harbaugh may go for it and lose the game right there. The 49ers got it to work largely because of a cowardly decision by McVay to run Sony Michel three times and punt. I can understand a second-down run, even if that would have been the perfect time to throw deep to Kupp, who was still in position to get to 2,000 receiving yards on the season. But after trading for Stafford and having Kupp chasing history, you run Sony Michel on third-and-7 for 2 yards? Pathetic.
But Garoppolo got the job done with his receiver showing their incredible YAC again. Samuel had a 43-yard play and that set up a 15-yard touchdown to Jennings with 26 seconds left. The 49ers settled for a field goal in overtime, but the defense just had to stop Stafford one more time. He threw up a pick on first down when he had plenty of time to be more methodical in a 27-24 game. Game over. Fortunately, the Cardinals lost to Seattle, so the Rams still win the division.
But if the Rams go one-and-done after losing this game, the bugaboo for Stafford against good competition is only going to grow. After going 8-68 against winning teams coming into 2021, Stafford finishes the regular season with a 3-5 record against winning teams. Still a career year and the first time he notched multiple wins in the same season. But with the expectations pointing towards Super Bowl or bust with the moves this team has made, a 3-6 finish against winning teams (assuming a loss to Arizona next week) would be a massive disappointment.
Maybe even McVay, Mr. 3 Points in the Super Bowl, will feel the criticism this time as well. He no longer has Goff as the scapegoat. The Rams had no business losing this game and still did. On the bright side, we never have to hear again how he’s undefeated when leading at halftime.
Saints at Falcons: Tough Year
I feel bad for Jameis Winston tearing his ACL in Week 8. Would the Saints still have swept the Buccaneers if he was QB1 in those games for all eight quarters? That’s not certain. The Saints were also taking a very conservative approach with him all season long, but I think they still had real potential for 10-plus wins if he stayed healthy. The Ian Book game was also certainly a debacle as New Orleans’ only loss in the last five games.
Get Winston healthy and add some receivers, and maybe the Saints can challenge for the division again next season. As for the Falcons, congrats on setting the worst scoring differential record for a seven-win team in NFL history one year after setting the best scoring differential record for a four-win team in NFL history. That at least shows the better coaching this year, or maybe just the better luck in close games as the Falcons didn’t shit their pants at the end against the Giants, Jets, Dolphins, Lions, and Saints (first time).
Seahawks at Cardinals: Bring the Band Back?
I was pretty high on the Seattle upset this week as I don’t believe in Arizona and felt that the Russell Wilson-Pete Carroll era needed to end on a high note. After the 38-30 win where Wilson played well with his receivers and Rashaad Penny again had a huge rushing performance, I’m starting to think the Seahawks will bring the band back for 2022. It’s not over. They’ll cite Wilson’s injury and some bad luck in close games as they were 0-7 at game-winning drive opportunities before getting one in this game due to a short field.
And maybe that’s not the worst idea in the world. When you see teams wanting to interview Bill O’Brien and Dan Quinn as their head coach, is there an obvious upgrade to Pete out there? And there is validity in thinking this offense could work if those key skill players stay healthy.
Seattle just scored 38 points in consecutive games for the first time since the 2015 season. As for Arizona, it was a big missed opportunity with the Rams losing to the 49ers but still winning the NFC West. Arizona will settle for the No. 5 seed despite starting 7-0. The Cardinals are just 3-5 at home. However, maybe starting the playoffs on the road isn’t the worst thing in the world.
Jets at Bills: AFC East Supremacy
You wouldn’t know it, but the Bills technically won their first “close game” of the 2021 season. The Jets were only down 13-10 and had the ball to start the fourth quarter. Of course, they were backed up in their own end and couldn’t do anything about it. Buffalo scored touchdowns on back-to-back drives that started at midfield to take a 27-10 lead while the Jets couldn’t get another first down. So, it goes down as an easy 17-point cover, but it was another tough game for three quarters in the wind for the Bills.
I would have loved to see rematches of Bills-Titans and Bengals-Chiefs in the divisional round, but it’s more likely going to be a Bills-Chiefs rematch in that round now. That’s assuming the Bills, now back-to-back winners of the AFC East, can knock off the Patriots again this week.
Patriots at Dolphins: Miami Does It Again
Robert Kraft has to stop taking the Patriots to those special massage parlors when they visit Miami each season. That’s about the only explanation I have for why this team underperforms so badly down there.
Well, scratch that. Some combination of former Belichick assistants (Nick Saban, Tony Sparano was a Bill Parcells guy at least, and Brian Flores), Tom Brady shitting his pants, the heat, and some general randomness (2018 Miami Miracle) likely have contributed too. But the Dolphins have won three in a row against the Patriots now.
Once a contender for the No. 1 seed, the Patriots have really stumbled down the stretch, finishing 1-3 out of the bye. This team might be the Eagles of the AFC this year. Prompted up by the schedule and trying to win with defense and running the ball. However, unlike the Eagles, the Patriots have a quality win over a playoff team this year. They beat the Bills in Buffalo in that windy game where they only threw three passes. I think the Bills are clearly the better team in fair weather, so we’ll see if Belichick can sell someone else’s soul to conjure up some hellish wind on Saturday when these teams meet for the third time in six weeks.
Panthers at Buccaneers: Of Course They Get Philly
The Panthers hung in there for a half with Tampa Bay, but too much Rob Gronkowski and Mike Evans were enough for Carolina. Throw in a loss by the Rams and the Patriots Buccaneers move up to the No. 2 seed, because what else would you expect? Of course Tom Brady is going to start a playoff run with a Philadelphia team that is 0-6 against playoff teams and built to run the ball while Tampa Bay is an elite run defense that needs to be passed on to have success.
Throw in a potential Dallas matchup in the second round, and it’s looking like winning a couple of NFC East rematches is all it will take to get back to the NFC Championship Game in Green Bay. Or hosting it in Tampa should the Packers falter out of the bye.
It’s LOAT season again. Hold on to your butts, or hope for a couple new Philly Specials.
Titans at Texans: Her?
The Titans are the No. 1 seed as adding “swept by Texans and lost to Jets” to the resume along with “wins over the Chiefs, Bills, Rams, 49ers” was too crazy to be true. They still survived a scare from Davis Mills, who threw for 301 yards and three touchdowns as the Texans put up a fight after trailing 21-0.
We’ll see if the return of Derrick Henry in the playoffs is a catalyst to push this team to a Super Bowl, or if they’ll compete with the 2000 Titans and 2008 Titans for the title of weakest No. 1 seed in the expanded playoff era.
Do you need a reminder that both of those teams lost at home in the divisional round?
Chiefs at Broncos: Melvin on Melvin Violence
Quickly going back to Saturday, the Chiefs were in another dogfight with the Broncos before Melvin Ingram blew up Melvin Gordon in the red zone for a fumble that was returned 86 yards for a game-winning touchdown. It’s just the second non-offensive game-winning score of the season following New England’s pick-six against the Chargers.
Like I said last week, the Chiefs probably cannot continue to reliably score if Travis Kelce and Tyreek Hill are both going to be limited in production. Hill had an injury that limited him to 2 yards in this one and Kelce only had 34 yards again and was shaken up on his last catch. Hopefully they’ll both be alright as the Chiefs prepare to play the first wild card game of the Patrick Mahomes era.
As for the Broncos, blow it all up, I say. New coach and new direction at quarterback.
Cowboys at Eagles: Artificial Fight
Dak Prescott’s first game with five touchdown passes came against a very backup-heavy Eagles team on Saturday night. I think Dallas still wins with both teams at full strength, but this isn’t far off from the meaningless season finales these teams also played against each other in 2016 and 2017. Still, it drops the Eagles to 1-7 vs. teams with a winning record, and that one win (Saints) only became official on Sunday with New Orleans getting that ninth win. That means the Eagles are 0-6 against playoff teams this year.
I’ll have plenty more to say about both in the playoff previews this week.
Bears at Vikings: End of Two Eras?
By the time you read this, Matt Nagy and Mike Zimmer could both be fired from their jobs. It’s definitely time for Nagy to go and to get someone in there to coach up Justin Fields so he doesn’t make mistakes like Andy Dalton did on Sunday. But Zimmer has likely run his course too after getting to one NFC Championship Game in eight seasons and just one postseason in four tries with Kirk Cousins as his quarterback.
The Vikings (8-9) have some amazing offensive talent to only finish ninth in the NFC. It could be a much different outcome for Zimmer and Cousins without a missed field goal in Arizona or a last-second touchdown allowed in Detroit. But too many of those games go the other way for this Minnesota team year after year.
Bengals at Browns: Ohio Rests
Not much you can say about a game where both starting quarterbacks were out and the Bengals rested plenty of other key guys for the playoffs. Good on the Bengals for the backdoor cover. Now let’s see if Joe Burrow and Ja’Marr Chase can lead them to their finest season since the 1988 Super Bowl team with a playoff win.
Packers at Lions: Some Kneecaps Were Eaten
I liked that the Packers got Aaron Rodgers and Davante Adams some good reps in this one. Stay sharp for the playoffs and don’t fall into the trap of the double rest weeks with the bye coming. Jordan Love also got some important playing time and had some mixed results. Good on Jared Goff to lead a game-winning drive and end his season on a high note for Dan Campbell’s bunch. Definitely more competitive than the 3-13-1 record will suggest.
Sunday was the first time the Jaguars and Lions won games in the same week since October 27, 2019 (Week 8). They were playing the Jets and Giants that day, of course.
Washington at Giants: War Crime
While the Giants actually had two gains of 20-plus yards this week despite the 22-7 loss, this game was still an atrocity on an otherwise stellar Sunday.
This was the first NFL game since the 2017 Colts-Bills snow game where neither team had 100 net passing yards. You have to go back to the historically bad 2010 Panthers-Bears game to find the last time it happened in a non-snow game.
At the very least, it helped me nail my predictions of 7-10 Football Team (adios to that name) and 4-13 Giants. Now will 2022 please make these teams more watchable? You know the next time they play we’ll probably have to see it on an island.
This week: Busy one coming up. I’ll have the close game summary report for 2021, my season award picks, and full previews for all six wild card games.
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